Buy Used Cars Online At Ruben Car Sales
Guaranteed Approval. Delivered To Your Door.
Buy online very cheap, get guaranteed approval, and have your car delivered to your door. Ruben Car Sales is a buy here pay here dealership that sells used cars, trucks, SUVs and hybrids nationwide at very affordable prices.


No Credit Checks, Everyone is Approved with Nationwide Delivery.
Buy Used Cars Online at Ruben Car Sales - Guaranteed Approval, Delivered Nationwide
Buy online, get guaranteed approval, and have your car delivered to your door. That is the whole idea behind Ruben Car Sales. We are a buy here pay here dealership that lets you buy used cars online from anywhere in the United States, finance them in house with no credit check, and have them shipped straight to your driveway by our own transport arm, Ruben Car Shipments. No bank, no credit-score cutoff, no need to live near a lot.
- Online Appointment
- Auto Rent Services
Ruben Car Sales stocks inspected, affordable used cars, trucks, SUVs and hybrids, and we stand behind every one of them with a 15-month engine and transmission warranty. Whether you have good credit, bad credit or no credit at all, you can pick your vehicle online, get approved in minutes, and drive it – or have it delivered – without the runaround a traditional dealership puts you through.
Aleesha Brown
Our Partners & Suppoters
Popular Trucks, SUVs and Hybrids at Ruben Car Sales
Our buying is guided by demand: we stock the models American drivers search for most. Here is what moves fastest through our inventory and what we can source and deliver to out-of-state buyers.
Used Trucks
- Ford F-150, Chevrolet Silverado 1500, Ram 1500, GMC Sierra 1500
- Toyota Tacoma, Toyota Tundra, Ford Ranger, Chevrolet Colorado, Nissan Frontier
- Browse all used trucks for sale
Used SUVs and Crossovers
- Toyota RAV4, Honda CR-V, Mazda CX-5, Subaru Outback and Forester, Nissan Rogue, Chevrolet Equinox
- Kia Telluride, Hyundai Palisade, Toyota Highlander, Honda Pilot, Jeep Grand Cherokee, Chevrolet Tahoe
- Browse all used SUVs for sale
Used Hybrids and Fuel-Saving Cars
- Toyota Prius, Camry Hybrid, RAV4 Hybrid, Corolla Hybrid, Sienna Hybrid
- Honda Insight, Accord Hybrid, CR-V Hybrid, Hyundai Elantra Hybrid, Kia Niro
Reliable Commuter Cars Under $20,000
- Toyota Corolla, Honda Civic, Toyota Camry, Honda Accord
- Nissan Sentra and Altima, Hyundai Elantra, Kia Forte, Volkswagen Jetta
Why Buy From Us?
Contact Us At For Any Inquiries
(623) 920-8479
Serving Buyers in All 50 States From Phoenix, Arizona
Ruben Car Sales is based in Phoenix, Arizona, but our reach is national. Because we deliver nationwide through Ruben Car Shipments, your location never limits your choice. Some of our most common delivery destinations outside Arizona are California, Nevada, Texas, Colorado, Utah, New Mexico, Florida and New York, but we ship to every state in the country.
Wherever you are, the process is the same: pick your vehicle, get an out-the-door price, complete financing or payment, and we handle the transport and the paperwork right to your door. Being headquartered in the Southwest also means our inventory is sourced from dry, rust-free regions – a quiet advantage for buyers in colder states who are tired of corroded trucks and SUVs. Our contact page has our address, phone and directions if you would rather visit in person.
Why Buy From Ruben Car Sales
- Buy used cars online. Real listings, real prices, and a purchase you can complete from your couch.
- In-house buy here pay here financing. No banks, no credit checks, guaranteed approval for qualifying buyers.
- Nationwide delivery with Ruben Car Shipments. Our own transport arm ships to all 50 states for less than an outside broker.
- Transparent pricing. A flat $395 documentation fee with no mandatory add-ons.
- Inspected vehicles. Every car is serviced before it is listed.
- 15-month engine and transmission warranty plus a 30-day money-back guarantee on qualifying vehicles.
- Trade-ins welcome. Same-day valuation applied to your purchase.
- Real people. A family-run dealership reachable by phone at (623) 920-8479.
Read more about our story and our guarantees on the About Ruben Car Sales page.
Ruben Car Sales vs. a Traditional Dealership
It helps to know exactly how buying from Ruben Car Sales differs from a franchise store or a big no-credit-check chain.
- Financing: we lend in house with no credit check, instead of running your application through a bank that may decline you.
- Approval: good credit, bad credit or no credit – we approve customers whom banks turn away.
- Buying online: you can buy used cars online and complete the entire purchase remotely, not just start an application.
- Delivery: we ship to all 50 states through our own arm, Ruben Car Shipments, for less than an outside broker.
- Price transparency: a flat $395 documentation fee, with no mandatory add-ons.
- Protection: a 15-month engine and transmission warranty plus a 30-day money-back guarantee on qualifying vehicles.
- Service: you deal with real people at a family-run dealership, not a call center.
For buyers who value straight answers and a second chance at credit, Ruben Car Sales is a simpler and more honest way to get on the road – wherever you live.
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Frequently Asked Questions About Buying From Ruben Car Sales
Can I buy used cars online from Ruben Car Sales?
Yes. You can browse our inventory online, request an out-the-door price, complete financing remotely, and have the vehicle delivered. You never need to visit the lot in person.
Do you offer buy here pay here cars online?
Yes. Ruben Car Sales is a buy here pay here dealership, and our in-house financing works just as well online as in person. There is no bank involved and no credit check, and you make your payments directly to us.
Is approval guaranteed, and is it really no credit check?
Approval is guaranteed for buyers who meet our simple conditions – a down payment and steady income – and there is no credit check. Ruben Car Sales approves customers with good credit, bad credit and no credit.
Do you offer used cars with nationwide delivery?
Yes. Ruben Car Sales delivers to all 50 states through our own transport arm, Ruben Car Shipments. Because we control the shipping ourselves, the cost is usually far lower than a standard transport broker, and we handle the title and paperwork.
How much does nationwide delivery cost?
Delivery cost depends on your distance from Phoenix. Ruben Car Shipments quotes a flat, affordable rate before you commit, so you always know your out-the-door total. Call (623) 920-8479 for a quote.
How long does it take to get my car delivered?
Once your financing is complete and the vehicle is prepared, Ruben Car Shipments gives you a delivery window before pickup. Timing varies by distance and route, and we keep you updated from dispatch to drop-off.
Do your cars come with a warranty?
Qualifying vehicles at Ruben Car Sales include a 15-month warranty covering the engine and transmission, plus a 30-day money-back guarantee if an undisclosed issue appears within the first 1,500 miles.

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